|
Throughout
the policy year you must take proper care of your
rabbit and arrange and pay for any annual treatment
or vaccinations normally recommended by a veterinary
surgeon to prevent illness or injury |
|
All pets whether
kept inside or outside your house must be kept
in proper enclosures with adequate heating and
ventilation and the general care of your pet must
be maintained to a standard sufficient to ensure
that they are kept fit and healthy. |
|
At the time that your insurance
started you must have incurred no costs or losses
for either veterinary fees, other than routine,
death or theft in respect of this pet or any other
pet in the last twelve months. |
|
At the time that your insurance
started your pet must, to the best of your knowledge
and belief, be sound in health and free from any
illness, disease, lameness, injury or any physical
disability. |
|
At the time that your insurance
started there must, to the best of your knowledge
and belief, have been no contagious or infectious
diseases during the last 24 months at the premises
where your pet is kept. |
|
Your insurance cover only
remains in force if you pay the premium. If you
pay the annual premium by monthly installment and
you miss an installment you will have to pay the
rest of the annual premium immediately. If we do
not receive your payment within 15 days of the
missed installment we will write to you cancelling
your insurance. |
|
If you pay the annual premium
by monthly installments and you make a claim we
may deduct the amount of the annual premium outstanding
from the claim amount. |
|
You agree that any veterinary
surgeon has your permission to release any information
we ask for about your pet. If the veterinary surgeon
makes a charge for this, you must pay the charge. |
|
If you have any legal rights
against another person in relation to your claim,
the insurers may take legal action against them
in your name at their expense. You must give all
the help you can and provide any documents they
ask for. |
|
If you make a false or exaggerated
claim, your insurance will be cancelled and the
insurers will not meet any claims; you will be
entitled to receive the return of any premium you
have paid from the date of cancellation. |
|
If a veterinary surgeon
who has treated or is about to treat your pet asks
us for information about your insurance that relates
to a claim, we will give the information requested. |
|
When you make a claim you
agree to give us any information we may reasonably
ask for and you agree that we may appoint an assessor
or veterinary advisor if we think fit. |
|
When we offer further periods
of insurance, we may change the premium and conditions
and add exclusions because of you pet's age and
veterinary history. |
|
In your first policy year,
the full benefit under your policy does not become
effective for the first 14 days (or as stated on
your certificate of insurance). This means that
your pet is not covered for veterinary fees or
death from any illness which shows clinical signs
in the first 14 days (you should however advise
us of any veterinary treatment your pet may receive
within the 14 day period). This clause only applies
in the first year of your policy and not at your
first or subsequent renewals. Your pet is covered
for theft together with veterinary fees or death
as a result of an accident in the first 14 days,
provided that the relevant section of cover applies
to your policy. |
|
Your insurance cover and
any subsequent claim is conditional upon the information
you have given to us either by proposal form, telephone
or internet being, to the best of your knowledge
and belief, accurate. If we discover that you have
made a false or misleading statement we will write
to you and cancel your insurance; you will be entitled
to receive a return of any premium you have paid
from the date of cancellation |
|
The insurers will not pay
any benefit if your pet dies or requires any veterinary
treatment as a result of; war (whether declared
or not), riot, strikes, poison, nuclear reaction,
radiation or radioactive contamination or any act
of terrorism |
|
You are over 18 years of
age at the time your insurance started. |
|
The insurance is not transferable. |
