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| Companies Guide |
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| Petplan Cat Insurance |
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Petplan offer cat insurance
for those living in the UK. Their online system means
you can purchase your insurance without even leaving
your home at any time of the day or night. Petplan
offer a wide range of policies in order to meet the
needs of various individuals and their pets.
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| CLICK HERE FOR YOUR QUOTE |
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| The benefits of Pet Plan insurance at a glance: |
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Cover for each
illness or injury simply does not end, all you
have to do is renew the policy each year and the
full veterinary fee benefit is reinstated. |
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On line transactions
for immediate accident cover |
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80% of claims processed
within 72 hours of receipt |
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25 years experience in the
pet insurance industry |
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First year's membership
to Petsafe free. This 24 hour national pet monitoring
service returns lost cats and dogs to their owners
using a unique tag system. |
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Promoted by 95% of UK veterinary
surgeries |
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Knowledgeable and caring
customer service |
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Many newer policies limit
claims for an illness or injury to 12 months. Realising
that many conditions may require ongoing treatment
and medication for a number of years, if not indefinitely,
Petplan allows owners to continue to claim full
vets fees year after year. In fact, under a Petplan
policy if your dog, cat or rabbit requires treatment
for an illness or injury, you can continue to claim
for those costs for the rest of your pet’s
life. Petplan’s statistics show that between
35-40% of all claims received go beyond a 12-month
period. |
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What Will You Save On
With Petplan?
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Vets fees -
for illness and injury, including hospitalisation,
referral and complementary medicines. |
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Boarding fees
- Or homecare with a friend if you are hospitalised
for more than 4 days. |
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Advertising and reward -
If your cat gets lost or stolen, they will pay
for local newspaper advertising and a reward. |
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Death from injury or illness
- Losing a pet is a great sadness but they will
replace the purchase price. |
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Loss by theft or straying
- If your pet is not found, despite all efforts,
they will refund the purchase price. |
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Holiday cancellation cost
- If your pet has urgent surgery or goes missing
up to 7 days before or while you are away. |
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| Covered For Life
Petplan offers cover for your cat for life. This policy
insures your cat against illnesses and injuries for
its entire life. This option is useful if your cat
develops an ongoing condition such as arthritis or
eczema. Other companies stop paying out after the first
12 months in these cases, however Petplan keep on paying.
With Petplan's Covered For Life Policy, there is no
time limit on how long you can claim for each illness
or injury, regardless of severity. All you need to
do renew the policy each year and the full veterinary
fees benefit is reinstated. Again this is generally
not the case with other pet insurers. |
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General Conditions
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Throughout
the policy year you must take care of your pet
and arrange and pay for your pet to have a yearly
dental examination and any treatment normally recommended
by a vet to prevent illness or injury. |
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You must arrange
for your pet to be kept vaccinated against the
following. Dogs : distemper, hepatitis, leptospirosis
and parvovirus. Cats : feline infectious enteritis,
feline leukaemia and cat flu. Rabbits : myxomatosis
and viral haemorrhagic disease. If you do not keep
your pet vaccinated, we will not pay any claims
that result from any illness it must be vaccinated
against. |
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If, when you claim, there
is any other insurance under which you are entitled
to payment, we will only pay our share of the claim.
You must tell us the name and address of the other
insurance company and your policy number with them. |
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If you have any legal rights
against another person in relation to your claim,
we may take legal action against them in your name
at our expense. You must give us all the help you
can and provide any documents we ask for. |
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If you make a false or exaggerated
claim, or any claim involving your dishonesty,
this policy will end and we will not make any further
payments. |
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Your pet is only covered
under this policy if you pay the premium. If you
pay the yearly premium in instalments and you miss
an instalment, you will have to pay the rest of
the yearly premium immediately. If we do not receive
your payment within 10 days of the date of the
missed instalment, we will write to you giving
you 7 days notice that your policy is cancelled. |
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The amount of any payments
outstanding at the date we settle your claim may
be taken from any claim amount we pay you. |
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You agree that any vet has
your permission to release any information we ask
for about your pet. If the vet makes a charge for
this, you must pay the charge. |
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If a vet, who has treated
your pet or is about to treat your pet, asks for
information about your insurance that relates to
a claim or a possible claim or a possible claim
we will give the information. |
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When we offer further periods
of insurance, we may change the premium and the
policy terms and conditions. |
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We will not guarantee on
the phone if we cover a claim. You must send us
a claim form that has been properly filled in.
We will then write to you with our decision. |
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When you claim you agree
to give us any information we may reasonably ask
for. |
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You are free to choose the
law to apply to this insurance contract. We are
also free to choose the law to apply. Until there
is an agreement between you and us to use a particular
law. English law will apply. |
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You must arrange for a vet
to examine and treat your pet as soon as possible
after it shows clinical signs of an injury or an
illness and , if we decide, you must also take
your pet to a vet that we choose. |
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What Will Petplan not
Pay?
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More than the
maximum benefit. |
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Costs resulting
from an injury or illness first occurring or showing
clinical signs before your pet's cover started. |
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Costs resulting from an
illness first occurring or showing clinical signs
within 14 days of your pet's cover starting. |
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Costs resulting from an
illness, which is the same as an illness in any
part of your pet's body that first showed clinical
signs before or within 14 days of your pet's cover
starting. |
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The cost of any treatment
a vet normally recommends to prevent injury or
illness. |
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The cost of any treatment,
including cosmetic dentistry that you choose to
have carried out that is not directly related to
an injury or illness. |
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The cost of killing and
controlling fleas, general health improvers and
any treatment in connection with pregnancy or giving
birth. |
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The cost of food, including
food prescribed by a vet, except where it is used
to dissolve bladder stones and crystals in urine. |
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The cost of vaccinations,
spaying and castration except the cost of treating
any complications arising from these procedures. |
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The cost of trimming pet's
teeth. |
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The cost of treating any
injury or illness deliberately caused by you or
anyone living with you |
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The costs of having your
pet put to sleep, cremated, buried or otherwise
disposed of. |
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The cost of house calls
unless the vet believes that moving your pet would
damage its health. |
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Extra costs for treating
your pet outside usual surgery hours, unless the
vet believes an emergency consultation is necessary. |
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Costs resulting from an
injury or illness specified as excluded on your
Certificates of Insurance or generally not covered
within these terms and conditions. |
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The cost of hiring a swimming
pool, hydrotherapy pool or any other pool or hydrotherapy
equipment. |
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Any costs for treating an
illness or injury after the last day of the policy
year. |
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The cost of bathing a pet
unless a vet believes only a vet or a member of
a veterinary practice can bathe your pet. |
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