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| Companies Guide |
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| Petplan Dog Insurance |
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Petplan offer dog insurance
for those living in the UK. Their online system means
you can purchase your insurance without even leaving
your home at any time of the day or night. Petplan
offer a wide range of policies in order to meet the
needs of various individuals and their pets.
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| CLICK HERE FOR YOUR QUOTE |
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| The benefits of Pet Plan insurance at
a glance: |
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Cover for each illness
or injury simply does not end, all you have to
do is renew the policy each year and the full veterinary
fee benefit is reinstated. |
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On line transactions
for immediate accident cover |
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80% of claims processed within
72 hours of receipt |
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25 years experience in the pet
insurance industry |
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First year's membership to Petsafe
free. This 24 hour national pet monitoring service
returns lost cats and dogs to their owners using
a unique tag system. |
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Promoted by 95% of UK veterinary
surgeries |
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Knowledgeable and caring customer
service |
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Many newer policies limit claims
for an illness or injury to 12 months. Realising
that many conditions may require ongoing treatment
and medication for a number of years, if not indefinitely,
Petplan allows owners to continue to claim full
vets fees year after year. In fact, under a Petplan
policy if your dog, cat or rabbit requires treatment
for an illness or injury, you can continue to claim
for those costs for the rest of your pet’s
life. Petplan’s statistics show that between
35-40% of all claims received go beyond a 12-month
period. |
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What Will You
Save On With Petplan?
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Vets fees - for illness
and injury, including hospitalisation, referral
and complementary medicines. |
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Boarding fees - Or
homecare with a friend if you are hospitalised
for more than 4 days. |
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Advertising and reward - If your
cat gets lost or stolen, they will pay for local
newspaper advertising and a reward. |
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Death from injury or illness -
Losing a pet is a great sadness but they will replace
the purchase price. |
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Loss by theft or straying - If
your pet is not found, despite all efforts, they
will refund the purchase price. |
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Holiday cancellation cost - If
your pet has urgent surgery or goes missing up
to 7 days before or while you are away. |
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| Covered For
Life
Petplan offers cover for your dog for life. This
policy insures your dog against illnesses and injuries
for its entire life. This option is useful if your
dog develops an ongoing condition such as arthritis
or eczema. Other companies stop paying out after
the first 12 months in these cases, however Petplan
keep on paying. With Petplan's Covered For Life Policy,
there is no time limit on how long you can claim
for each illness or injury, regardless of severity.
All you need to do renew the policy each year and
the full veterinary fees benefit is reinstated. Again
this is generally not the case with other pet insurers.
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General Conditions
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Throughout the policy
year you must take care of your pet and arrange
and pay for your pet to have a yearly dental examination
and any treatment normally recommended by a vet
to prevent illness or injury. |
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You must arrange for
your pet to be kept vaccinated against the following.
Dogs : distemper, hepatitis, leptospirosis and
parvovirus. Cats : feline infectious enteritis,
feline leukaemia and cat flu. Rabbits : myxomatosis
and viral haemorrhagic disease. If you do not keep
your pet vaccinated, we will not pay any claims
that result from any illness it must be vaccinated
against. |
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If, when you claim, there is any
other insurance under which you are entitled to
payment, we will only pay our share of the claim.
You must tell us the name and address of the other
insurance company and your policy number with them. |
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If you have any legal rights against
another person in relation to your claim, we may
take legal action against them in your name at
our expense. You must give us all the help you
can and provide any documents we ask for. |
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If you make a false or exaggerated
claim, or any claim involving your dishonesty,
this policy will end and we will not make any further
payments. |
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Your pet is only covered under
this policy if you pay the premium. If you pay
the yearly premium in instalments and you miss
an instalment, you will have to pay the rest of
the yearly premium immediately. If we do not receive
your payment within 10 days of the date of the
missed instalment, we will write to you giving
you 7 days notice that your policy is cancelled. |
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The amount of any payments outstanding
at the date we settle your claim may be taken from
any claim amount we pay you. |
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You agree that any vet has your
permission to release any information we ask for
about your pet. If the vet makes a charge for this,
you must pay the charge. |
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If a vet, who has treated your
pet or is about to treat your pet, asks for information
about your insurance that relates to a claim or
a possible claim or a possible claim we will give
the information. |
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When we offer further periods of
insurance, we may change the premium and the policy
terms and conditions. |
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We will not guarantee on the phone
if we cover a claim. You must send us a claim form
that has been properly filled in. We will then
write to you with our decision. |
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When you claim you agree to give
us any information we may reasonably ask for. |
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You are free to choose the law
to apply to this insurance contract. We are also
free to choose the law to apply. Until there is
an agreement between you and us to use a particular
law. English law will apply. |
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You must arrange for a vet to examine
and treat your pet as soon as possible after it
shows clinical signs of an injury or an illness
and , if we decide, you must also take your pet
to a vet that we choose. |
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What Will Petplan
not Pay?
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More than the maximum
benefit. |
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Costs resulting from
an injury or illness first occurring or showing
clinical signs before your pet's cover started. |
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Costs resulting from an illness
first occurring or showing clinical signs within
14 days of your pet's cover starting. |
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Costs resulting from an illness,
which is the same as an illness in any part of
your pet's body that first showed clinical signs
before or within 14 days of your pet's cover starting. |
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The cost of any treatment a vet
normally recommends to prevent injury or illness. |
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The cost of any treatment, including
cosmetic dentistry that you choose to have carried
out that is not directly related to an injury or
illness. |
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The cost of killing and controlling
fleas, general health improvers and any treatment
in connection with pregnancy or giving birth. |
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The cost of food, including food
prescribed by a vet, except where it is used to
dissolve bladder stones and crystals in urine. |
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The cost of vaccinations, spaying
and castration except the cost of treating any
complications arising from these procedures. |
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The cost of trimming pet's teeth. |
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The cost of treating any injury
or illness deliberately caused by you or anyone
living with you |
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The costs of having your pet put
to sleep, cremated, buried or otherwise disposed
of. |
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The cost of house calls unless
the vet believes that moving your pet would damage
its health. |
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Extra costs for treating your pet
outside usual surgery hours, unless the vet believes
an emergency consultation is necessary. |
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Costs resulting from an injury
or illness specified as excluded on your Certificates
of Insurance or generally not covered within these
terms and conditions. |
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The cost of hiring a swimming pool,
hydrotherapy pool or any other pool or hydrotherapy
equipment. |
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Any costs for treating an illness
or injury after the last day of the policy year. |
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The cost of bathing a pet unless
a vet believes only a vet or a member of a veterinary
practice can bathe your pet. |
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