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Disposal
Pays towards the cost of disposal following
death or humane destruction of the insured animal-
We will pay up to £150. |
|
Vet's fees
Pays towards the cost of treatment for illness
or injury including alternative treatment as
recommended by the attending vet. There are two
options available: |
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Standard
The first £110
of each unrelated claim is payable by the policyholder-
they will pay up to £5,000 |
|
HiXS
The first £500
of each unrelated claim is payable by the policyholder-
they will pay up to £3,500 |
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Permanent Loss of Use
Pays up to 60% or 100% of the sum insured in
the event that an injury or illness permanently
prevents the insured horse participating in any
one of it's insured activities |
|
Third Party Liability
Pays
up to the maximum benefit towards legal costs and
compensation in the event that you
are found legally liable for an accident, injury
or death to a third party or damage to their
property. The first £100 of claims for
property damage is payable by the policyholder
- we will pay up to £1 Million (options
of £3M and £5M available) |
|
Personal Accident and Dental (Standard)
Pays up to the maximum benefit following death
or permanent total disability to the rider or
handler of the insured horse. This also covers
up to £1000 towards dental treatment for
the rider or handler |
|
Personal Accident and Dental
(Superior)
As Standard plus cover for temporary total disability
(£20,000) and hospital benefit(£1,000) |
|
Saddlery and Tack
Pays towards the cost of repair or replacement
of lost or damaged saddlery and tack. The first £100
of each claim is payable by the policyholder
- we will pay up to £1,000 (or sum insured
if greater) |
|
Trailer/Horse-drawn vehicle
Pays for the cost of repair to your trailer
or horse-drawn vehicle, or up to the sum insured
(or market value if less) if it is lost, stolen,
or destroyed, or if the cost of repair is more
than it was worth before it was damaged. The
first £100 of each claim is payable by
the policyholder. |
